I'm trying to get a credit score but it's fucking impossible. There's always a problem verifying my identity or whatever. Anyone know an easy way to do this?
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Originally posted by The Poster Formerly Known as Teal View Postusually any credit card companies you're with have a FICO score for you, check your card's website. Some services that use credit (like carecredit) also will give you your FICO
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Originally posted by Chara View Post
I don't have any credit cards. I have a debit card, it's from Navy Federal
Originally posted by RussianCoffeeAddict;n524194Racism is a “major issue” only because some people want it to be.
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Originally posted by The Poster Formerly Known as Teal View Post
Oh, you dont have a credit score then. Anytime a service or agency look you up it will say "insufficient credit history"
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Originally posted by Chara View Post
Really? I guess that's good then. I'm supposed to bring a copy of a credit score to this class for separating the navy but I could tell them it literally doesn't exist lol
No credit isn't good and will effectively be negative if you try and get a loan later. Not -as- bad but either you won't get loans or you'll get them at bad ratesLast edited by The Poster Formerly Known as Teal; February 10th, 2019, 02:10 AM.
Originally posted by RussianCoffeeAddict;n524194Racism is a “major issue” only because some people want it to be.
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Originally posted by The Poster Formerly Known as Teal View Post
well, if you've been paying an off-base apartment note each month then you might. If you're in barracks or what not then yeah you likely don't have a credit history. Get a fixed credit card to start building it though.
No credit isn't good and will effectively be negative if you try and get a loan later. Not -as- bad but either you won't get loans or you'll get them at bad rates
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Originally posted by Chara View Post
Yeah I'm at the barracks. Honestly I don't think I'll need it. I try to keep things simple and stay out of debt. I've never been in debt. My money is mine.
Originally posted by RussianCoffeeAddict;n524194Racism is a “major issue” only because some people want it to be.
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Originally posted by The Poster Formerly Known as Teal View Post
It doesn't cost any extra to build credit, you can use a credit card on normal monthly purchases (food, gas, etc) and then pay it at end of month. That's what builds credit score. It'll help down the road with things like lower car notes or the like. Just a good net to start getting when you're young
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Originally posted by The Poster Formerly Known as Teal View Post
It doesn't cost any extra to build credit, you can use a credit card on normal monthly purchases (food, gas, etc) and then pay it at end of month. That's what builds credit score. It'll help down the road with things like lower car notes or the like. Just a good net to start getting when you're young
Rest in peace, John Dunsworth (1946-2017).
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